Patents Insurance

Costly mistake - party wall

A devastated family has been forced to fork out £250,000 after their home collapsed during renovation works - and the builder's insurance refused to pay out.

James Hobby, 54, and his partner have been left thousands of pounds out of pocket after the loft extension on their two-bedroom terrace home in Windsor went disastrously wrong. Read More

is a Patent?

The idea of a patent is to give an inventor the right for a time to stop other companies, or persons trying to make, use or sell an invention, without the expressed permission of the creator/ inventor.

A patent is granted by the Government to the inventor, and the invention becomes the property of the inventor.

The inventor then has an asset which could be bought, sold or leased. Patents are issued within the country of origin, a patent registered in the UK gives the inventor territorial right within the UK only, and also stops others from importing their potential product into the country.

Why have
Patent Insurance?

One thing for sure is that once you decide to patent your invention you need to consider how best to protect your idea and Intellectual Property Insurance will do exactly that. The type of cover you will obtain from Intellectual Property Insurance is as follows:

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Patents are a set of rights which have been granted by a governing state, for the public disclosure of an invention.

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Trademarks are a sign, indicator or symbol used by an individual or company to distinguish its products or services.

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Copyright is a legal right created by the law of a country that grants the creator of an original work exclusive rights.

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What type of thing
can be patented?

When obtaining a patent this would generally be to protect an invention of a product or process that has:

The general patent concept will be interested in what the product/ process does, how it is done, what it is made with and the process of how it is mad.

The criteria
for obtaining a patent

The patentable invention must be a new concept. The idea / invention must never have been known or existed in anyway anywhere in the world, and your patent should have been filed having taken this into account.

It would be an invention that should take the form of some kind of apparatus or equipment, new type of material or substance, it may also be a method of operation.
The type of things that may not be considered for patenting, would be:

Clearly when considering obtaining a patent you need to seek expert legal advice so you can be guided in these sometimes complex definitions of what can and what can not be patentable.

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