Copyrights Insurance

Family told to pay £250,000 to fix home after entire property collapses during renovation work

A devastated family in west london has been forced to fork out £250,000 after their home collapsed during renovation works - and the builder's insurance refused to pay out. James Hobby, 54, and his partner have been left thousands of pounds out of pocket after the loft extension on their two-bedroom terrace home in Windsor went disastrously wrong. The £38,000 extension was supposed to add two more bedrooms to the property - but the upper floor of the house ended up caving in when the roof was removed, completely destroying the floor below. Their son also suffered a broken leg, as he was inside the house when the incident happened. A subcontractor was seriously injured too, and fire crews were called out when the home collapsed. Read More


Well, it’s a good idea to mark your copyright work with the copyright symbol © and add your name and the date, this could act to warn others against copying it.

There is, in fact, no official register for copyright, it is an unregistered right. A copyright comes into effect as soon as something is on Paper, Film, Sound Recording or on the Internet etc. The areas that copyright protects are:

Copyright, however, does not protect ideas only the way the idea is presented in a specific way.

Why have
copyright insurance

One thing for sure is that once you have produced a copyrighted piece of work you need to consider how best to protect your work and Intellectual Property Insurance will do exactly that. The type of cover you will obtain from Intellectual Property Insurance is as follows:

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Patents

Patents are a set of rights which have been granted by a governing state, for the public disclosure of an invention.

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Trademarks

Trademarks are a sign, indicator or symbol used by an individual or company to distinguish its products or services.

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Copyrights

Copyright is a legal right created by the law of a country that grants the creator of an original work exclusive rights.

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So why do we need
copyright insurance?

Basically for two reasons:

The Insurance Cover

The policy will cover both legal costs to pursue or defend an allegation, and in the event that you have yourself infringed someone else’s copyright, any damage costs awarded up to the level of indemnity selected – to obtain quotes please click below:

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