Intellectual property (IP) refers to a legal entitlement which sometimes attaches to the expressed form of an idea, or to some other intangible subject matter. This legal entitlement generally enables its holder to exercise exclusive rights of use in relation to the subject matter of the IP. The term intellectual property reflects the idea that this subject matter is the product of the mind or the intellect, and that IP rights may be protected at law in the same way as any other form of property.
Intellectual Property Insurance coverage protects companies for copyright, trademark or patent infringement claims arising out of the company's operation. It pays the defence costs and any judgement up to the policy limits.
Patents are a set of rights which have been granted by a governing state, for the public disclosure of an invention.
Trademarks are a sign, indicator or symbol used by an individual or company to distinguish its products or services.
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